I thought about your situation and some of the responses. A bigger boat is always better. You say that you are handy. A good way to get on the water in a bigger fibreglass boat is find a hull in someone’s yard that hasn’t moved in years. Usually it’s an inboard with either a bad motor or outdrive or both. Tear out the motor and outdrive, patch the hole in the transom and then either build or buy a bracket to mount an outboard. You can propel it with a small motor. That’s what I did.....35 years ago when I had more time than money and the urgency to get out there was overwhelming.