So I realize this is a bit of a vague question so below are some details of my sitaution. My question is about financing a boat. I have bought several trucks over the last few years and never financed anything longer than 5 years. I was suprised to see how long some of the financing for boats goes so I was curious how long people finance their boats. Is 10 years a common finance term for boats. Also, where do most people get the financing for their boats.
My situation: I am hoping to buy an ocean going boat here in the next few months. I am looking at getting something in aluminum with a hardtop in the 22-24ft length. It would also be great to get it big enough to sleep a couple folks and possibly a marine head. I have looked at everything from the Hewes Sea Runner, Ocean Pro, Alaskan to the Weldcraft Ocean King, as well as some other similar models. How long would you look to finance a boat such as this and where are the best places to look for the financing.