Has anyone had issues with insurance companies restricting navigation limits where it's not even worth going out? I've had multiple quotes with ace insurance, markel American insurance, seaworthy and State Farm. Markel had the only navigation limits that were broad enough to go to PWS, kachemak, and resurrection bay. Ace wants to restrict no further than Montague/hitchenbrook, or aialik cape, or Elizabeth island. No more than 25 miles offshore and not blying sound. This is doable but I'd like to travel further at times. Seaworthy quoted nothing north of 60 degrees latitude. That means I would be able to put in at Seward or Whittier but I can leave homer and drive to Florida. What is wrong with these underwriters? I have a captains license and have been operating for over 20 years, so what gives? Is it because I have a Glacier Craft and they have to make things as impossible as the building process was?
I just did a mock up quote on Skisafe's website who had a good price and great navigation limits. Has anyone had any experience with this company?
Any advice on companies to go with?