I recently received a email from the policy broker regarding our cabin insurance, that Umialik Insurance will not be renewing our policy because the ONLY source of heat is a wood stove. I sent an email to Umialik asking for an explanation and have not heard anything back, some customer service. My gut feeling is that we will receive no notice until our policy expires in the spring as Umialik seems to be tight lipped on the matter. Since there is a good percentage of cabins in Alaska that only have wood heat, I would assume that they are not insured or this will become a topic of concern for others, if Umialik is not pulling my leg. I was offered by the broker "specialty" insurance, at much higher rate. I have not explored this option yet.
Has anyone heard of this, any suggestions on where to go for insurance?