I just spoke with my insurance company and explained EXACTLY what I would be doing with a rental car in Alaska. They told me that I would be covered under my own policy, so the rental vehicle policy may not cover me, however my own insurance policy will. Does anyone see any flaws with this plan?
Yes, find out what the distance is that the insurance will cover a tow to. Some policies say that they will tow the vehicle up to 50 miles, 100 miles, 200 miles etc to the nearest dealer or repair shop. Doubt you'll be anywhere close to the listed covered mileage. So, that means you'll have to pay for every mile of tow till you get within the covered tow range. You can check with Good Sam RV insurance. For a one time annual fee they guarantee to tow ANY vehicle that you are driving from any driveable surface to the nearest repair shop or dealer. I think for the premo coverage it was only like $150 or less. I buy it every year because I drive the Denali Hwy alot and if my truck breaks down at mp 67 1/2 of the Denali Hwy they will send a tow rig, hook it up, and tow it to the Wasilla, Chevy dealer or other repair shop for free.